This research study was designed to examine the different factors that affect the work, savings and retirement decisions of ethnic minority groups. The aim of this qualitative research was to fill acknowledged gaps in existing research to ensure that policies are appropriate and sensitive to any cultural differences. The findings are based on depth interviews conducted with people from the six main ethnic minority groups in the UK (Indian, Pakistani, Black Caribbean, Black African, Bangladeshi and Chinese), including those below and above State Pension age.
