savings

A cycle of disadvantage? : financial exclusion in childhood : implications for consumer education of research carried out by the Centre for Research in Social Policy, Loughborough University (Consumer research 4)

Report examining the experiences of and attitudes to money which children from financially excluded families bring to school and how these relate to personal finance education in schools.

Young people and financial matters (Consumer research 25)

Report looking at the factors influencing the financial decisions of young people.

Credit Unions in Scotland : second report of session 2008-09

Report of the Scottish Affairs Select Committee looking at Credit Unions in Scotland. In particular, it looks at the future for Credit Unions in Scotland and the questions of financial exclusion and financial literacy and affordable lending, credit and debt.

Recapitalising the poor : why property is not theft

Pamphlet drawing attention to the social damage caused by the asset gap in the UK and arguing that the welfare and tax systems are disempowering for those in poverty and should be used to promote and facilitate self-reliance and independence.