home ownership

Living on the edge: enabling older owner occupiers with moderate learning disabilities to live independently

Report focusing on the plight of older people with mild to moderate learning disabilities living independently in their own homes. It notes that many reach crisis points which threaten their independence and argues that a service response model based on crisis support workers is the most effective way of preventing such crises occurring and recurring.

Is a not-for-profit home credit business feasible?

The seizing up of wholesale markets, combined with tightened lending criteria, has created a credit supply crisis among vulnerable borrowers, many of whom rely on home credit. Commercial home credit is long-established, with large numbers of low-income customers. It has many features that are valued by its customers, but the cost is high. This report addresses the essential elements of a not-for-profit service as identified by customers and lenders.