home ownership

Is a not-for-profit home credit business feasible?

The seizing up of wholesale markets, combined with tightened lending criteria, has created a credit supply crisis among vulnerable borrowers, many of whom rely on home credit. Commercial home credit is long-established, with large numbers of low-income customers. It has many features that are valued by its customers, but the cost is high. This report addresses the essential elements of a not-for-profit service as identified by customers and lenders.

Housing choices and issues for young people in the UK

Review providing a synthesis of recent youth research with a specific bearing on the housing transitions of young people in the UK and highlighting some of the most important concerns of young people in connection with housing.

Living on the edge: enabling older owner occupiers with moderate learning disabilities to live independently

Report focusing on the plight of older people with mild to moderate learning disabilities living independently in their own homes. It notes that many reach crisis points which threaten their independence and argues that a service response model based on crisis support workers is the most effective way of preventing such crises occurring and recurring.

Recapitalising the poor : why property is not theft

Pamphlet drawing attention to the social damage caused by the asset gap in the UK and arguing that the welfare and tax systems are disempowering for those in poverty and should be used to promote and facilitate self-reliance and independence.