Report that seeks to bring the understanding of the experience of those with both debt and mental health problems up to date.
The report compares the findings from the 2011 survey to the original results in 2008. It also includes new areas of research not covered by the 2008 survey.
Report on the financial pressures of caring on carers' health. It is estimated that there are 6.4 million people in the UK providing unpaid care and support to ill, frail and disabled friends and family members.
Report that advocates changes to regulation and self-regulation, in business practice and to future commissioning of advice to ensure that disabled people in debt are empowered to engage with creditors and deal with their debt problems.
Report of the Scottish Affairs Select Committee looking at Credit Unions in Scotland. In particular, it looks at the future for Credit Unions in Scotland and the questions of financial exclusion and financial literacy and affordable lending, credit and debt.
This Act of Scottish Parliament abolishes the process by which payment of a debt can be enforced by poinding or warrant sale. The Act ensures that any enactment or rule of law allowing such enforcement shall cease to have effect. Poinding (pronounced ‘pinding’) is a form of diligence enabling the attachment of a debtor’s moveable property by the creditor. A Warrant Sale is a form of diligence by which a debtor’s moveable property is sold to repay the debt. The warrant sale can only commence after poinding procedure has been carried out by an officer of court.
This Act of Scottish Parliament is in five parts. Part 1 covers the Debt Arrangement Scheme, a national debt arrangement scheme to enable multiple debts to be assessed with the support of money advisers and paid in accordance with a debt payment programme over a period of time.
Part 2 introduces a new method of enforcement, or diligence, for the attachment of corporeal moveable property. Corporeal moveable property is property which is tangible (corporeal), is not fixed like land or buildings and can be handled and moved (moveable).
Report exploring the relationship between debt and mental health through presenting and discussing the results of a survey of 1,804 people living with mental health problems or receiving mental health services who have experienced debt.
The New Policy Institute has produced its 2009 edition of indicators of poverty and social exclusion in Wales, providing a comprehensive analysis of trends. This is the second update of Monitoring poverty and social exclusion in Wales, following the original report in 2005, but is the first to be published in a recession. After reviewing ten-year trends in low income statistics, its focus shifts to unemployment and problem debt.
Report looking at the factors influencing the financial decisions of young people.
Paper outlining the development and implementation of tenancy sustainment policies at Glasgow Housing Association in response to a high tenancy failure rate.