pensions

This document comprises two separate reports on research undertaken in 2008/09 on the Pensions Education Fund (PEF). Part 1 is on the costs associated with the delivery of the main outputs associated with PEF, such as workplace seminars, by Risk Solutions, and Part 2 on the role and activities of pensions information intermediaries (or pensions ‘champions’) in the workplace, by IFF Ltd.

Pamphlet drawing attention to the social damage caused by the asset gap in the UK and arguing that the welfare and tax systems are disempowering for those in poverty and should be used to promote and facilitate self-reliance and independence.